If you need liquidity and do not know how to make quick money, mini-credits can be an alternative to get up to 5,000 euros in just a few minutes. Discover how to make fast money online without complications.
Where can I get money fast online?
If we need funding urgently, the first option that we propose is to go to banks. However, the banking application and concession processes can be very difficult and heavy, especially if we are new clients since we will have to go physically to the entity and show that we are solvent for a certain time so that they finally grant us the credit. However, more and more are allowing us to obtain liquidity in a very short time and with a simple and easy application process.
On the other hand, we find private equity companies. Most of these companies allow us to make the online application, have a more lax acceptance requirement than banks and do not require that we present so much documentation or perform so many paperwork.
Next, we show which are the products that will allow us to get fast money online in minutes and without wasting time traveling or filling in paperwork:
- Mini online credits: these products are normally offered by private companies, which allow us to get small amounts of money (up to 1,200 euros), in a matter of minutes and with a 100% online process. Their requirements are very flexible, for example, some accept clients without payroll, registered in the defaults file … They will not ask us to justify the purpose for which we want the money. Also, a great advantage of these products is that they do not include commissions, nor the mandatory contracting of linked products. With regard to the price of these products, the average is set at 1.1% daily, so if we request 100 euros to be returned in 30 days, we will end up paying 133 euros.
- Quick Credits: There is a wide variety of quick credits. On the one hand, urgent loans that allow us to get up to 5,000 euros, in minutes and with repayment terms of more than 30 days.
- Personal loans online: we can find them both in private equity companies, as in banking entities. They offer larger amounts than the previous products and in some cases, we can have the money in 48 hours. However, the requirements that we will have to comply with are stricter, although the price is lower than that of the quick credits and the mini-credits.
Depending on our situation and our financial needs, we will be happy to request one product or another. In the case that we need small amounts of money instantly to deal with an emergency, an appropriate option may be the mini loans. If, on the other hand, we need to raise large amounts of money to finance a project or buy a car, personal loans online will be a better choice.
The application process to get urgent online liquidity
As we have already mentioned, the application processes in banks are longer and heavier, since we will probably have to physically go to a bank branch or office and present different papers.
However, one of the great advantages of getting fast money online, through loans offered by private equity lenders, is that the application processes are very simple, comfortable and intuitive. Although each entity establishes a different sequence, in most cases, these will be the steps we have to follow:
- In the first place, through online simulators, we have to select the amount of money and the term in which we want to reimburse it.
- The following will be to fill in the online form provided by the company with our personal and economic data. With this document, the lender will give us a pre-approval of our request or reject it.
- Afterward, we will have to send the necessary documents so that the lender can validate the information previously mentioned in the online form.
- If everything is correct, we will receive the contract in a few minutes and we should read it carefully. If we agree with all the conditions and we want to commit to them, the only thing we will do is accept it.
- Once the entity receives the signed contract they will send us the money through a transfer to the current account that we have indicated.
First of all, it is recommended that we compare different products from different companies to find the one that best convinces us and best suits our needs. At the same time, we must look at all the conditions to which we will have to compromise and, thus, we can make the right decision.
Fast money online, is it possible?
A few years ago, if we were registered in a file of defaults, it was very difficult to obtain financing, since banks do not lend money to people with outstanding debts. However, with the appearance of new private equity lenders, it is now possible to get fast money online.
However, although the characteristics of the mini-credit are not modified, it will be necessary that we comply with two additional requirements to be granted:
- That the debt for which we are enrolled does not exceed the limit established by the lender. Generally, they are usually 500 euros, although some establish the maximum at 2,000 euros.
- That the same debt does not have any kind of relationship, nor comes from a product or service offered by a traditional bank.
If we comply with these requirements, in principle, we will not have any problem to contract loans with ASNEF online. However, it is advisable that before making the request we inform ourselves about the requirements that the specific lender we are going to ask will ask us for.
How to get fast money online safely?
The Internet is a medium in which we have to take special care, especially if we are going to request quick money since we can find several fraudulent pages. However, if we go to a trusted company for installment loans, we do not have to worry about- this url .
Next, we show 3 factors in which it is advisable that we look before hiring any loan to get fast and save money :
- Private equity companies will never ask us for money in advance: if we find a lender who asks us for liquidity before granting it to us, it is best that we doubt, since we will only pay once we have received the capital.
- Ensure that our data is protected: to know if we are in a secure portal, we must pay attention to the fact that the web address bar has an icon with a green padlock and that the URL of the page starts with #
- Have all the conditions and agreed in writing: it is essential that by requesting fast money online, we make sure that everything is written.
You can also help us consult different opinions and experiences of other users. In this way, we can orient ourselves and know if we are facing a security company or not. On the other hand, we can look for different loan associations and see if the lender we have gone to is included (not all of them are) to get a better guarantee and confidence.